Category: Budget

Cash Flow Celt - View Money 2

Relationship Advice From the Celt: How Do You View Money?

In my last article, I talked about how the Lady Celt and I interact when it comes to money.  However, I didn’t really talk about how we view money.  More importantly, I didn’t even mention how we came to view money the same way!  I’d like to brighten up that...

Cash Flow Celt Relationship Advice 8

Finances and Fiancés: Relationship Advice From the Celt

Everybody knows the facts.  40% of all first marriages end in divorce.  Interestingly enough, there is a lot of evidence to support the idea that those statistics were created rather than found.  However, communication is still one of the largest downfalls to any relationship.  Money tends to be pretty high...

Interest Rates Don't Make Sense 2

Interest Rates: Will They Ever Go Up?

Do you remember a time when your savings account could fetch 4-5% returns a year?  Pepperidge Farm remembers.  Alas, we live in a bottomed-out interest rate environment.  Granny and Gramps are unsure of what to do with their retirement money, because the historical go-to for liquid funds isn’t providing a...

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2017 Checklist for a Happy Wallet

As we ponder the auld lang syne of 2016 and begin the entry into 2017, I’m forced to realize that I’ve been blogging for 9 months.  Amidst the craziness of a full-time job and blog writing, I’ve added a new job (I’m a Realtor!), the purchase of a home, and...

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The Value of DIY Renovations

This past weekend, I ventured into the wilderness that was my backyard.  We’re talking months of neglect.  We have a lawn guy for the front, and it’s a fairly large yard for our area.  It’s also more than adequate for our Mini-Celt, so we had no use for the backyard. ...

Financial literacy leads to success 2

Financial Literacy: 5 Reasons You Should Have it

One of the major reasons I started this blog was because my friends asked for it.  Many of them asked for it because they were entering, or finishing, law school and were faced with enormous debt loads and were coming to an age where they were becoming classier consumers.  Trading...

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Avoid Ruining Your Finances With These 6 Tips

Personal finance is an everyday endeavor.  It is present in nearly every decision you make from the time you get up; to the time you go to bed.  Ironically, because finances are so ingrained into our daily living it actually becomes harder to do well by your budget.  Imagine having...

Budgeting for Christmas - Beach getaway 0

Budgeting for Christmas Before it Matters

Does anyone hear that?  The faint sound of the Christmas Creep groaning awake from its six-month slumber.  I think I can definitely hear the bellow of a thousand sleigh bells tuning their pitch for their yearly debut; the Christmas Creep has come again.  While I don’t condone anyone going out...

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