Tagged: debt vs retirement

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Debt or Retirement: A Modern Day Sophie’s Choice

Jamie Dimon, CEO of JP Morgan, spoke at a financial conference once and said some interesting things.  One thing that stuck out for me, all this time later, was his comment about American consumer health.  He said we’re doing great in terms of debt.  That’s what he said.  What he...

Cash Flow Celt - View Money 2

Relationship Advice From the Celt: How Do You View Money?

In my last article, I talked about how the Lady Celt and I interact when it comes to money.  However, I didn’t really talk about how we view money.  More importantly, I didn’t even mention how we came to view money the same way!  I’d like to brighten up that...

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Avocados Cost Millennials a Chance at Prosperity

Hey everyone, I’m a Millennial.  Rather shocking I’m sure.  It’s amazing a young fella like me can find time to write a blog in between stuffing myself with avocado toast and mochachinnos and working 24 hours a week.  If you didn’t catch the reference, you’ve probably avoided reading the news...

Interest Rates Don't Make Sense 2

Interest Rates: Will They Ever Go Up?

Do you remember a time when your savings account could fetch 4-5% returns a year?  Pepperidge Farm remembers.  Alas, we live in a bottomed-out interest rate environment.  Granny and Gramps are unsure of what to do with their retirement money, because the historical go-to for liquid funds isn’t providing a...

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Financial Literacy: 5 Reasons You Should Have it

One of the major reasons I started this blog was because my friends asked for it.  Many of them asked for it because they were entering, or finishing, law school and were faced with enormous debt loads and were coming to an age where they were becoming classier consumers.  Trading...

The Benefits of a Good Credit Score 5

The Benefits of a Good Credit Score

Talk to anyone and they’ll tell you a high score is a good credit score.  Press them any further, and they may not have much insight into how else a good credit score benefits you.  Essentially, a credit score is an investment grade for people.  Just as we rate government...

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Credit Score vs. Rating: Is Your Credit Healthy?

I’ve come down hard on credit before, but it’s actually an incredibly useful tool if used correctly.  With credit, you can make purchases that were otherwise unavailable (like an investment home), it can be an effective tool to manage your monthly cash flow, and when used in finance, you can...

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